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Our app is completely free.

After registration, go to the app's homepage and click the "Start your evaluation" button. Follow the subsequent steps to generate your personal credit score report.

You can optimize your credit score through the following methods: ① Make timely and full payments (avoid overdue credit card, loan, utility bill, and other public utility payments); ② Manage your debt reasonably (avoid excessive borrowing; it is recommended that credit card overdrafts not exceed 50% of your credit limit); ③ Maintain good behavioral habits (avoid frequently applying for loan products and avoid checking your credit report multiple times in a short period).

Credit assessment results are calculated based on big data algorithm models, comprehensively considering factors such as repayment ability, debt status, credit history, and corresponding sub-items of identity information.

If you encounter any problems while using our app, please contact our official email address. We will reply to you within 7 business days.